| Name | Personal Loan |
| Category |
Personal Loan |
| Loan Amount | TK. 50,000 to maximum TK. 10.00 Lac |
| Rates | - |
| Tenure | 1-5 years |
| Charges | |
| Conditions | |
| Featured | No |
| Description | If you’ve found something you love and you just can’t wait to make it yours, a Modhumoti Personal Loan can help. With flexible terms and a quick and easy application process, a Modhumoti Personal Loan can get you where you want to be, sooner than you thought possible.
|
| Benefit | Key Features:
- Competitive interest rate
- Suitable EMI method for repayment
- Automatic realization of monthly installment
- Early settlement allowed (Full/partial)
- Loan takeover facility from other Banks
- Top-up facilities after paying 6 EMIs of existing loan on regular basis
- No hidden charges
|
| Eligibility | Age:
- Minimum 21
- Maximum 60 years or retirement date whichever is lower at the end of loan maturity date.
Length of Service/ Business/ practice
- Salaried Executives: Minimum 1 year of experience with 6 months permanent employment with present employer.
- Professionals: Minimum 1 year of practice experience in the profession.
- Businessman: Minimum 2 years of involvement in same nature of business.
|
| Supporting Documents |
- National ID Card / Passport / Driving license,
- Recent color photograph, business card and office ID card,
- Copy of TIN related document,
- Letter of introduction (In case of salaried executives) as per given format or Pay Slip,
- Professional Certificate for Professionals,
- Trade license/MOA for businessmen,
- Bank Statement of last 6 months,
- One personal guarantee required,
- Copy of house ownership and rent agreement for landlord.
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